(Not affiliated with any government entity)

About Us

At FBI, we’re dedicated to providing top-notch service in a timely manner, with a special focus on Medicare Advantage Plans and Medicare Supplements tailored for Hawaii’s unique needs.

Our old-fashioned commitment to customer service sets us apart, earning us recommendations from those we serve. Our experienced staff is trained to offer personalized insurance solutions, ensuring you understand and select the best Medicare options. Your journey to the right policy is just the beginning with us.

Medicare Consultation

Why we are different


Selecting the right insurance agency is crucial, especially when it involves your health. With over 20 years of experience in Hawaii, FBI is your trusted specialist for Medicare Advantage Plans and Medicare Supplements.


Our approach is educational; we ensure you fully grasp how to leverage your Medicare Advantage Plan and access all the available benefits in Hawaii.

Service Excellence

At FBI, we aim to provide excellent service by employing honest and integrity-driven agents specifically trained in Medicare health options and supplements, making them a comfortable addition to your home and healthcare planning.

Our Services

1-1 Medicare Consultations

Tailored guidance on Medicare Advantage Plans and Supplements to suit your specific needs in Hawaii. Receive personalized advice that simplifies your choices and maximizes your benefits.

Medicare Group Education

Medicare Group Education

Join our group sessions to learn about the essentials of Medicare Advantage Plans and Supplements. Perfect for those in Hawaii looking to understand their options and make informed decisions.

Medicare 101 sessions

Medicare 101

Get started with our comprehensive introduction to Medicare in Hawaii. These live sessions cover the basics of Medicare Advantage Plans and Supplements, helping you navigate your healthcare journey.

Medicare Plans in Hawaii

Our agents excel in the senior market with unrivaled expertise in Medicare Advantage Plans and Supplements. We prioritize building lasting relationships by getting to know our clients in Hawaii, educating them on their Medicare options, and maintaining communication long after choices are made. You’re not just clients; you become family.

Locally Licensed Insurance Agents

We currently have offices in Hawaii, Nevada, Texas, and Utah. Not only offices but local agents who reside in each State. We have 3 office locations just in Hawaii, and an office in each mainland state. We boast a team of over 75 licensed local Medicare experts throughout the nation.

Our team speaks many different languages including Hawaiian, Portuguese, Mandarin, Cantonese, Japanese, Korean, Ilocano, Tagalog, Spanish and more.

We are your go-to local Medicare Experts. Set up a time to talk with us and get all your Medicare insurance questions answered by one of our local agents.

Thousands Helped and Counting

This service is a no-brainer. Why try to figure out what your options are and which one is best when someone who knows more than you can help you find the best option.

Marina Y.

I’m so glad there is a service like this. All of the paperwork is overwhelming. I know I’m in good hands. Thank you!

Josephine Michael

Very informative and I’m always able to call whenever I need Zashell to answer any questions I may have or help with my insurance.

Zola Labrador

Our Locations

 We are locally based in all the areas we serve in the USA. So it’s always easy to find and contact us! We currently have offices in Hawaii, Nevada, Texas, and Utah. Not only offices but local agents who reside in each state to help serve you better!

“14 years of growth, expansion, and innovation”
Travis Motosue and Ed Motosue started Financial Benefits Insurance in August 2010 with two Medicare carriers (United Healthcare and Humana). In 2018 their agency contracted with WellCare (Ohana Health) and AlohaCare in 2019. Currently Financial Benefits Insurance has United Healthcare, Humana, Centene (WellCare, Ohana Health), AlohaCare, Aetna (SilverScripts), CIGNA, United American, and Mutual of Omaha as part of their Medicare carrier family.

Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week (except some federal holidays) to get information on all of your options. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you.

Can We Help You?

You can rely on us to get help with your Medicare and insurance questions. We’ll pair you with one of our locally licensed agents.